Although they can do some acrobatic feats, dogs, and cats don’t always land on their feet. Consider a dog who leaps into the air to fetch a frisbee but then lands awkwardly and limps back to the ground.
Treatment for diseases like cancer and accidents like broken bones can run into thousands of dollars. The cost of these expenses may be reduced with the help of pet insurance.
14 Things You must Know : Best Pet Insurance alaska
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What Is Pet Insurance?
A health insurance coverage for your pet called pet insurance covers costs for things like X-rays, blood tests, prescriptions, hospital stays, and procedures. Non-medical costs like boarding for pets while you’re in the hospital or a reward for a missing pet might also be paid.
Plans from some pet insurance providers also include coverage for additional costs like immunisations and wellness checks.
Types of Pet Insurance Plans
Pet insurance plans can typically be broken down into three types of plans:
Accident and illness plans. This is the most typical kind of plan and it pays for medical costs for illnesses and injuries like cancer, eye disorders, and bladder infections as well as accidents like broken bones and things swallowed.
Accident-only plans. These do not cover issues relating to illness, simply accident-related medical costs (such as bite wounds or poisonous ingestion). Because they cover fewer issues, accident-only insurance are less expensive than accident and illness plans.
Wellness plans. Some pet insurance providers have an optional wellness plan that will pay for costs like annual physicals, immunisations, and flea, tick, and heartworm prevention.
How Does Pet Insurance Work?
Most pet insurance policies are based on reimbursement. Your insurer will receive a claim when you pay your veterinarian’s fees in full. You can choose the licenced veterinarian of your choosing to treat your pet. Some pet insurance providers, like Trupanion, can make direct payments to the veterinarian.
When you submit a pet insurance claim, your reimbursement amount will depend on the type of plan you chose and the following:
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